What You Should Know About Workers’ Compensation in Connecticut

 

In Connecticut, just like the rest of the country, employers are responsible for providing safe working environments for their employees. They are supposed to provide personal protective equipment, have safety procedures in all sections, log all incidents, provide training, and discipline any employees who don't follow the safe practices set.

Connecticut has inspectors that make surprise visits to companies to ensure the safety practices are followed to the latter. Every company needs to have a worker’s compensation program in place. The company can decide to self-fund or purchase the insurance. This depends on the financial ability of the company.

However, even with these considerations, accidents still happen in the workplace. If an employee gets injured and demonstrates that the injuries came from the workplace, the employer is held responsible. The injured employee can file a claim for workers' compensation with the help of Connecticut workers’ compensation lawyers.

How much is Workers' Compensation in Connecticut?

We cannot place a specific figure on this question because it depends on various factors.

The type of company you are running, the experience you have in the industry, and the type of work your employees do within the company determine the amount of workers' compensation you need.

Some insurance carriers write coverage only for particular types of businesses, which means your employees need to fit into these categories to get covered by the insurance company.

The annual payroll of these employees also plays a role in the value of workers' compensation you attract. This is vital because the compensation is a multiplication of the payroll volume times the base rate for every employee’s job classification.

In many cases, carriers in Connecticut have a minimum value of at least $500. Expect to part with this amount per employee per year. If you feel otherwise, you can consult our Connecticut workers’ compensation lawyers to understand how much you need to set for each category of employees.

Are Contract Labourers Entitled to Compensation?

Yes, they are. If they get injured when they are at the company, they are entitled to some compensation.

The amount, however, varies from company to company and the kind of job they perform. The amount of compensation is determined by the type of injury and the employee's monthly wages. The amount is higher in cases of permanent disability.

How is Workers Compensation Calculated in Connecticut?

The first step is to calculate the base wage. This might include overtime depending on the company, while some might not include overtime. Companies usually use a disability evaluator to determine what kind of loss has occurred and assign a percentage loss of use, utilizing the American Medical Association disability Guide.

If you have been earning more money, the benefit goes higher. If you have been earning less money, the benefit goes lower.

Can You Be Terminated While on Workers Comp?

Yes, you can. Remember, the business has to continue running. When you leave the job, the company has to continue operating. A point comes when a decision needs to be made about your position. If your injuries make it impossible for you to return to work, you don't need them to hold the position vacant – you expect them to move on, and they expect you to do so too.

What can Our Connecticut Workers' Compensation Lawyers do foryou?

We have been handling workers' compensation claims for a long time now. This is because not every employer is willing to pay for damages; this is where we come in. Our knowledge about workers' compensation in Connecticut makes us the best team to work with. Call us today to schedule the first meeting so that we can chart a meaningful way forward.